Is it okay to have too many credit cards? Credit cards from different banks have many preferential activities. The more credit cards you have, the richer the preferential activities you can enjoy. Therefore, many consumers like to deal with multiple credit cards from many banks. However, the editor does not recommend holding many credit cards. There are also many disadvantages to having too many credit cards.

Credit cards have different repayment dates. Too many credit cards can easily confuse the repayment dates. Expiration of credit cards will have a negative impact on cardholders' applications for bank loans and credit cards. Due to negligence, many cardholders with expired credit cards are in trouble. When applying for a home purchase loan, I felt the importance of personal credit investigation records.

Multiple credit card limits from the same bank are *enjoyed (for example, there are two ICBC credit cards, one with a limit of 10,000 and one with a limit of 5,000 , the total amount is 10,000), so there is no need to apply for multiple credit cards from the same bank

Many credit cards can only be printed a certain number of times and in a certain amount to be exempted from the second year's annual salary. If you hold too many credit cards, you cannot print. Or cooling a certain card will bring unnecessary annual salary expenses.

With too many credit cards, the number of printing times and limit usage of each card must be very low. This is actually not conducive to each card Price increases, card maintenance.

Suggestion: Don’t hold too many credit cards. It is enough to have 2 to 4 credit cards that suit your spending habits.