1. The Industrial Bank credit card car installment business requires applicants to have good repayment ability and credit status. The financial proof required includes real estate certificates, commercial housing sales (pre-sale) contracts and house purchase invoices. Some Industrial Bank requires cardholders who apply to purchase cars in installments to have a credit card overdraft limit of 100,000-200,000 yuan, while some allow cardholders with good credit to apply for a separate credit limit to purchase cars in installments.

2. Installment car purchase process with Industrial Bank credit card:

1. Submit an application

After the applicant is optimistic about the vehicle to be purchased at the dealer, he fills in the form of Industrial Bank Credit Card Submit the car installment application form, credit status survey form, and relevant proof of personal circumstances to Industrial Bank.

2. Bank approval

Industrial Bank will conduct pre-loan investigation and approval. For those who meet the loan conditions, the bank will notify the applicant of the form and process the application.

3. Processing

After the application is approved, Industrial Bank will notify the applicant to sign a loan contract, guarantee contract, mortgage contract, and handle mortgage registration and insurance procedures.

4. Loan

After the contract and other procedures are signed, Industrial Bank will issue the loan (directly transferred from Industrial Bank to the car dealer's account).

5. Payment to pick up the car

Applicants need to pay the down payment to the car dealer and go through the procedures for picking up the car with the passbook and the car pick-up note issued by Industrial Bank.