Youwodai shows that it is being raised. Has it been approved?

Youwodai plus loan item is being raised, which means that the loan applied by the borrower has been approved and is currently raising funds.

After successfully raising funds, you can obtain a loan. Once the financing fails, the loan fails. The time it takes to raise your loan plus loan is not very long and can generally be completed within 2 hours. If the waiting time for fundraising is too long, you need to report the situation to customer service in a timely manner.

Youwo Loan Plus Loan does not make loans during holidays. During holidays, it will take a longer time for Youwo Loan Plus Loan to display "Money is being collected", and you have to wait until working days to get the money.

Extended information:

After borrowing information, the platform will immediately give the user the approval results (some customer information requires manual intervention and review, and the approval will be completed within one working day). You can fill in the information to apply for multiple products on this platform, but at the same time, you can only approve and receive a loan. After one settlement, you can apply for other products.

Repayment method:

Users can recharge the monthly repayment amount directly to the account before the monthly repayment date, or automatically transfer it through the bound bank card. Deduct and repay, the operation is simple and convenient.

About early repayment:

After the loan is completed and the repayment reaches a certain period (the specific period is determined according to the product and the loan period), all products on the platform can be repaid in advance. payment.

Youwodai official website - Frequently Asked Questions Is the loan from Youwodaijirong safe? .

If the application for Youwodai is matched by Jirong Lending, then the follow-up will be relatively stable. Jirong has continued the early model of Youwodai’s full bid. If you are matched with a Jirong lender, there will be a fundraising process, which can usually be completed in about two days. It takes about three days to complete the entire process from the time you sign the contract with Daijirong until the next payment is received. However, we do not rule out that sometimes there are more customers applying, so the fundraising speed will be slightly slower, and it may take five or six days for the loan to arrive. As long as your application is approved, you can rest assured and wait for the money to arrive. It's just a matter of how fast it arrives.

If you and I loan match the Jirong loan, then the follow-up will be very stable. Basically, there will be no loan failure, but the Jirong loan speed will be slightly slower. Currently, Youwodai also provides loans from third-party financial institutions such as Guangzhou Huijin and Qishang Bank. If these financial institutions match the loan, there will be a secondary review by the sponsor, and there is a probability that the loan will be rejected during the secondary review. However, when matched with institutions such as Guangzhou Huijin and Qishang Bank, the lending speed will be faster, and many loans will arrive on the same day after the signing is completed. After all, Jirong is a well-established loan product. Whether you apply through YouMe Loan or through the Rong 360 recommended portal, the recent application disbursement rate is relatively good.

When you and I apply for a loan, we do not make return calls. It is a loan product reviewed by a purely online system. After submitting the information, it is basically approved or rejected in seconds. This kind of loan product reviewed by the system fills in the information Be sure to authenticate when filling in the form, and be as detailed as possible. The contact phone number must be filled in as the person you often call, otherwise the system cannot recognize it and the system will automatically be rejected. If your application was rejected before, you can complete the information and change the contact information to a friend who often calls you. This is also possible. There is a high probability that the loan will be successfully issued again. When you and I apply for a loan, we will not check the credit report, but we will check the Baihang Credit Information Big Data. If the customer does not have good Baihang Credit Information Big Data, it will be difficult to apply for the loan.

The following is the feedback from customers who applied for loans from Youwo Daijirong:

The loan from Youwo Daijirong is still very stable. I applied once before and was matched with Qishang Bank. In the end, I canceled the loan directly for some unknown reason. This time, I signed a contract with the financing party directly after the application was approved. I passed the review last Thursday. After signing the contract, I waited until this Wednesday to get the money. If weekends are not included, it should take four working days. It will arrive in my account around 12 days. The amount I applied for is 9,000. The total repayment required for one-year installments is 12,234. The interest is still relatively high, and the repayment amount in the first two installments will be larger. The first two installments basically require repayment. One-third of the total amount.

I would like to ask if your loan application will be rejected?

It is possible that your loan application will be rejected. This means that the application you submitted has passed the review and is in the process of being disbursed. The following provides methods for passing the review:

1. The photo of the credit card uploaded must be clear.

2. The amount applied for. It is recommended that you fill in a smaller amount when applying, which will make it easier to review.

3. It is best to have a bachelor’s degree or above. This will give you extra points in your application.

The Niwodai P2P online lending platform was established in June 2011 and is independently constructed and operated by Shanghai Niwodai Internet Financial Information Service Co., Ltd.

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