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What does credit card scoring mean? It is an illegal act

Credit card scoring means that credit card users use legal payment codes or use POS machines to collect money for others, and then transfer the collected money to a corresponding account according to other people's requirements. Through this For this kind of behavior, cardholders can get a certain commission. However, score running is a disciplinary violation and requires legal responsibility. The main purpose of score running is that some criminal groups, such as gambling or fraud gangs, want to use this method to launder money. The above is the relevant content about what credit card scores mean. The difference between credit card and debit card

1. The consumption methods are different: with credit card, you can deposit first and then make transactions, or you can buy first and pay back the money within the required time; but general savings Cards can only deposit money first and then make transactions;

2. Different expiration dates: Debit cards have no expiration date, but credit cards do. The validity period of a credit card is usually under the card number. The standard format is the month in front and the year in the back;

3. The appearance is different: the front of the credit card has the user's card number, pinyin letter name or English name, card opening Bank name and logo, expiration time. Generally, the front of a debit card only has the card number and the name and pattern of the card-issuing bank, and the back only has a black magnetic strip, a white signature strip, instructions for use, etc.;

4. The application standards are different: when applying for a credit card, the bank The applicant's qualifications will be checked, such as employment, income, personal credit, etc. However, when applying for a debit card, you will not care about these and only need to provide personal identification documents. What are the consequences of cashing out by credit card?

In response to the phenomenon of cashing out by credit card, the banking regulatory system has continued to strengthen supervision and severely investigate and punish the inflow of funds into the real estate and stock markets in violation of regulations. If the cardholder is found to have cashed out, the credit card will be adjusted or even suspended. In serious cases, the personal credit record will be affected. It may even drag users into bank credit blacklists, making them unable to apply for credit card products or loan products. The vast majority of funds cashed out by credit cards mainly flow into investment industries such as the real estate industry and the stock market. This completely violates the original intention of banks to issue credit cards. It will also lead to invalid management and control statistics, excessive credit lines, and an expansion of the loan market. . This article mainly writes about the knowledge points about what credit card scores mean, and the content is for reference only.