It’s fake, such an obvious deception. It’s not that easy to apply for large-value credit cards from the four major banks.
It’s fake at first glance. Since he is a liar, of course he is defrauding you of money. If you scan his QR code, it means that you have disclosed all your information to him. For you, all your information has been leaked, and he can sell your information. You can think of what illegal things you can do, of course this is a minor one. Asking you for an interview is the key to deceiving you, and there are many more tricks later.