Hello, if it is our credit card, if the credit card has been opened, if it is not used all the time, there will be an annual fee. The annual credit card fee of China Merchants Bank is 65,438+000 yuan/year for ordinary cards and 300 yuan for gold cards. The annual fee is charged once a year. If you apply for two cards or supplementary cards at the same time, the annual fee for the second card or supplementary card is 1/2 of the first card. The annual fee is calculated from the issuing date of your card (the validity period under the credit card number, and the previous date is the issuing date), which is not a natural year. Successful bid for China Merchants Bank credit card (except for unlimited card/platinum card/business card /ANA co-branded card /VISA MINI card /MSN MINI card /VOGUE titanium card /HELLOKITTY fan gold card Miss KITTY perfume credit card), the first-year annual fee will be reduced in advance by China Merchants Bank credit card or partners, and you will spend six times on a single card within one year after your card is valid (from the date of spontaneous card issuance). And this offer is valid for a long time before the change notice of the new annual fee preferential policy.

The annual fee is calculated from the card issuing date (the date is displayed below the credit card number, the previous date is the card issuing date, and the latter date is the expiration date; If only one date is displayed, the validity period). For example, the card says 07/ 10-07/ 13, which means that the credit card was issued on July 20 10, from August 1 to July 3 1.