The process of overdue enforcement of credit cards: 1. Issue an enforcement notice to the person to be executed; 2. Network inspection and control; 3. Apply for reconsideration. After the compulsory execution is put on file, the enforcement notice is first issued to the person subjected to execution, and the property order is reported, so that the person subjected to execution can report his property. Initiate online investigation and control, inquire about the industrial and commercial registration information, insurance, securities, real estate, vehicles, civil affairs registration information, all bank account opening information, etc. under the name of the person subjected to execution, and immediately take freezing and sealing-up measures once property is found. Call the person to be executed and the applicant to come to the executive board to talk about things. If the applicant allows the settlement and repays the loan by installments, or the execution may be completed or not, the court may take detention measures, and if it is found that the executed person refuses to perform the property, it may be transferred to a criminal and sentenced. The bank balance found can be deducted, and the property and vehicles found and the stocks and securities invested can be auctioned and realized to repay the arrears. If the person to be executed cannot be found or there is no property under his name, the person to be executed will be subject to the measures of breaking faith and limiting the height, and a reward announcement will be issued. Eventually, the case will go to the final version. When there is property available for execution, the application executor can resume the execution of the case at any time, and it is not restricted by the limitation.

article 251 of the civil procedure law of the people's Republic of China, if the person subjected to execution fails to perform the obligations specified in the legal documents according to the notice of execution, the people's court has the right to seal up, detain, freeze, auction or sell off the property that the person subjected to execution should perform. However, the necessities of life of the person subjected to execution and his dependents should be retained. The people's court shall make a ruling on taking the measures mentioned in the preceding paragraph. Article 252 When the people's court seals up or distrains property, if the person subjected to execution is a citizen, it shall notify the person subjected to execution or his adult family members to be present; If the person subjected to execution is a legal person or other organization, it shall notify its legal representative or principal responsible person to be present. Those who refuse to be present at the scene will not affect the execution. If the person subjected to execution is a citizen, his work unit or the grassroots organization where his property is located shall send people to participate. For the property that has been sealed up or detained, the executor must make a list, which shall be signed or sealed by the people present and handed over to the person subjected to execution. If the person subjected to execution is a citizen, he may also pay a copy to his adult family.

What are the consequences of enforcement

The consequences of enforcement are as follows: 1. When accepting enforcement, the court will inquire about the property, vehicles, securities and deposits under the debtor's name according to law; 2. If the person subjected to execution has no property available for execution and refuses to perform the effective judgment of the court, he will have negative information such as overdue repayment recorded in his personal credit report, and will be restricted from high consumption and entry and exit, and may even be judicial custody; 3. It is suspected of refusing to execute a judgment or ruling if it has the ability to do so.