Does Ping An Bank loan require an interview?

Hello, all bank loans require an interview to bring your ID card and other loan information.

If you encounter someone who charges a fee or can lend money without an interview, you should be careful and don’t be deceived. I want to apply for a loan at Ping An Haodai. Is the process troublesome?

No trouble

Ping An Haodai is equivalent to an online comprehensive loan information service intermediary platform. The platform will analyze the applicant's loan ability and needs based on the application information provided by the applicant. , and then loans are issued by multiple lending institutions and financial institutions. It is a pure credit loan that can be applied for without any paper documents and mortgages. Ping An Haodai is an unsecured credit loan from Ping An Group. You can choose one of three products to get a loan of up to 500,000 yuan. However, please note that although the application can be completed online, you still need to go to the local Ping An Bank for an interview, so applicants must not ignore the last step. Ping An Haodao is an unsecured loan product, with a maximum loan of RMB 500,000 and a monthly interest rate as low as 1.1%. The handling fee will be waived during the period from 2018.7.1 to 2018.9.30. The platform provides a variety of bank cash loan products with different amounts such as monthly mortgage loans, provident fund loans, policy loans, etc. The application is convenient, the information is simple, and you can apply with one click.

1. Application process

The application process of Ping An Hao Loan is: Download the Ping An Hao Loan APP → Register your mobile number → Submit application materials → Ping An customer service will contact the borrower → Qualification review → Approval of loans.

2. Application steps

1. Go to the homepage of Ping An Haodai, click "My", and click "Login/Register".

2. Enter your mobile phone number and verification code, and click "Login".

3. When receiving the service upgrade prompt, click "Agree Authorization".

4. Return to the home page and select "Loan Now".

5. Submitting a loan application requires a qualification review first, and basic information needs to be filled in with a mobile phone number and real name.

At the same time, you need to select the city where you work, your date of birth, whether you have applied for a loan, and whether you have used a credit card.

6. For plan matching, you need to choose whether you have a mortgage, whether you are the primary lender of the mortgage, whether you have a local fully paid house in your name, whether you have held the real estate certificate for more than one year, and how many holders are on the real estate certificate. Person and whether the certificate holder has made any deletions in the past year. (After completing the information, submit it for qualification review)

3. Application Notes

1. Ping An Hao Loan application conditions: second-generation ID card/age 23 years old (inclusive) - 55 years old (inclusive)/good credit record/household registration, working relationship, and one of the real estate properties is located in the location of Ping An Bank branch

2. The loan limit range of Ping An Haodao is 10,000-500,000. The specific loan amount and interest rate are assessed based on the applicant's credit report.

3. Ping An Haodai is a combination of online and offline. If you meet the loan conditions, you can go directly to the local bank branch to sign a contract for loan after making a successful appointment. Does Ping An Xinyi Loan require an interview before I can make a payment?

If you apply for a Ping An Xinyi loan online, you need to go to the bank for an interview before you can make a payment, and you must go for the interview in person, and you cannot let others do it for you.

During the interview, you also need to bring the second-generation ID card, proof of income, proof of assets, etc., proof of loan purpose, etc., as well as business management materials (applicable to self-employed persons) and other application materials.

If you really cannot go to the bank for an interview, you need to contact the staff of Ping An Bank. You can call the customer service hotline 95511, and then transfer to a manual, explain the situation, and let the customer service help solve the problem. Do you have to have an interview for a policy loan from Ping An Haodao? Will you call your family?

Policy loan process:

1. Prepare all the information required for the loan, including your personal ID card Apply for a loan at a lending institution with the original (if the policy holder and the insured are not the same person, you must also prepare the original ID card of the insured), original insurance policy, bank card number and other information specified by the insurance company;

2. The staff of the loan institution accepts the application and reviews the information;

3. If the application is approved, the banking institution determines the loan amount and signs a loan contract with the borrower. After the contract is signed, the policy is left to the lending institution as collateral to issue the loan;

4. The borrower repays the principal and interest as stipulated in the contract.