Does not occupy the quota. It is recommended that foreign exchange purchases and repayments to credit cards be completed through automatic bank deduction upon maturity. Individuals do not need to handle foreign exchange purchases and do not occupy their personal annual convenience quota. Credit card foreign exchange purchase and repayment refers to using RMB to purchase foreign exchange to repay foreign currency consumption bills. Since it has the nature of both foreign exchange purchase and repayment, it is called foreign exchange purchase and repayment.