You can apply for a credit card. If you have a car in your name, it will definitely help to apply for a credit card and improve the success rate of handling it. In addition to the relevant certificates of the vehicle, proof of assets such as work certificate, income certificate and identity certificate are also necessary materials for applying for a credit card.

I recommend you to apply for a safe car owner card, which is a kind of security for yourself and your family.

The owner card of Ping An Credit Card comes with insurance. From 0: 00 the day after the surrender date, this card can enjoy165438+100000 accident insurance protection: I can enjoy the driver accident insurance protection of up to 500000 yuan when driving a vehicle; People in the same car can enjoy driving accident insurance up to 6.5438+10,000 yuan/person, up to 6 people, and all people in the car (including drivers) can enjoy driving accident medical insurance up to 4,000 yuan/person.

Generally, the credit limit of Ping An Master Card is 10000 to 50000 yuan, and the specific credit limit will be determined by the issuing bank according to the personal data submitted by you, and the withdrawal limit is generally 50% of the credit limit. The annual fee of the card is 200 yuan/year, and the annual fee of the following year is exempted after the card is fully consumed, that is, RMB 3,000 or equivalent US dollars.