After a CITIC Bank credit card successfully applies for bill installment or single installment, the installment amount will occupy the cardholder's limit and will be restored gradually as the cardholder repays each installment.

The bill installments processed on the same day will occupy double the quota, so if the quota becomes less or negative on that day, the quota will return to normal the next day.

After the installment, if the payment can be made in full and on time, only the installment fee will be charged and no interest will be charged. If the balance due on the bill is not repaid in full, the consumption for which the installment has not been processed and the amount for the current period will be included in the bill. The installment principal will no longer enjoy the interest-free period, and interest will be accrued on the full amount from the date of entry into the account, calculated at 50,000 per day. ?

Extended information:

The conditions for CITIC Bank credit card installment application are:

1. Must be the main cardholder, have good card usage records and be current No repayments are overdue.

2. Customers who only hold business cards or official cards cannot apply for the time being.

3. Whether the installment application is passed or not depends on the system review results.

Bills and single installments need to be applied for, and whether they can be processed depends on the result. Depending on the card usage situation of each cardholder, the application results will be different. If the application is unsuccessful, it is recommended to continue to use the card, spend at as many types of merchants as possible and repay in full. ?

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