The initial review of HSBC credit card only examines your basic information, so it is still possible to be rejected for the following reasons:

1. Credit information: If it is overdue and included in the credit information system, the credit card application will generally be rejected.

2. Job instability: such as self-employed, self-employed and private enterprises. Because their income is not very stable, it is easy to be rejected.

3. It may also be because your contact person doesn't know or is unwilling to be a contact person and hasn't contacted the applicant.