1. Applicants need to be at the age of 18~60. If you are foreign, you need to be 25 to 60 years old, have a stable and legal source of income, and have a good personal credit record.
2. Supplementary card applicants must be at least 14 years old, or overseas applicants must be at least 18 years old.
On June 3, 2002, China Merchants Bank officially issued the first international standard dual-currency credit card in China, which opened a new era of credit card consumption for Chinese people. After more than ten years' struggle and growth, China Merchants Bank Credit Card has formed three visions of "being the best payment experience provider in China, the best consumer finance expert in China and the leading diversified marketing platform in China" and won many honors.
Adhering to China Merchants Bank's business philosophy of "changing with you", China Merchants Bank's credit card has continuously refreshed the cardholder experience with product innovation and service upgrade, and has become a leading brand in the credit card industry.
In recent years, China Merchants Bank's credit cards actively seek digital transformation, forge ahead, take the lead in building financial internet, and create a scientific and technological legend in the domestic credit card industry.
Development course:
From 2002 to 2020, the development of China Merchants Bank's credit card can be summarized into three stages, namely "starting a business", "pioneering" and "strategic transformation".
The first stage: starting a business from 2002 to 2005.
On June 3rd, 2002, 65438+February 3rd, 2002, China Merchants Bank launched the first "one card and two currencies" credit card in China that met international standards.
In June 2004, China Merchants Bank took the lead in breaking through the million mark among its peers.
The second stage: 2006-2008, creating a leading position.
In the face of increasingly fierce market competition, China Merchants Bank has accelerated the expansion of credit card scale and constantly refreshed the domestic dual-currency card issuance record. In April 2006, China Merchants Bank took the lead in entering the echelon of 5 million credit cards.
In February of the same year, the number of cards issued reached10,000, which marked a new chapter in the development of China's credit card market. The leap-forward development of China Merchants Bank's credit card has attracted the attention of domestic and foreign industries, and it has been compiled into the MBA case base of Harvard Business School in the United States.
The third stage: 2009-20 12 strategic transformation.
In 2009, China Merchants Bank credit card officially opened the road of transformation, from the pursuit of scale to the pursuit of balanced development of efficiency, quality and scale.
In 20 10, the Credit Card Center of China Merchants Bank was keenly aware of the development opportunities brought by the mobile Internet, and began to use new technical means to build a low-cost and high-efficiency operation mode-the version of "Pocket Life" App 1.0 was developed and launched, which marked that the bank officially entered the era of mobile Internet.
Accelerate the pace of transformation
In 20 13, based on the concept of "where the user is, the service is there", China Merchants Bank initiated the intelligent "micro-customer service", and the credit card customer service changed from the traditional telephone channel to the new Internet channel.
In 20 16, the accumulated transaction amount exceeded 2.2 trillion for the first time, setting a record high, which not only led the peers, but also verified that "China Merchants Bank Credit Card is the choice of more people".
In 20 17, the "Pocket Life" App was upgraded to version 6.0, and the number of bound users exceeded 40 million, making it the first consumer finance App in an all-round way.
Life is more than expectation, and the excitement continues. By 2020, China Merchants Bank's credit cards will continue to maintain a good development trend, and the number of circulating cards and the number of circulating households will increase; The annual cumulative transaction volume reached 4.34 trillion yuan, the cumulative number of users of the Pocket Life App exceeded 1. 1 billion, and the monthly activity exceeded 46.03 million, further consolidating the leading position of the credit card App and rivaling the first-line Internet platform. China Merchants Bank Credit Card will continue to actively explore and practice financial technology to further enhance the user experience.