Official website only supports credit cards of China Merchants Bank, China Construction Bank and Industrial and Commercial Bank. In addition to 24 interest-free periods, there are 1, 3, 6, 12 interest-free periods supported by China Merchants Bank and China Construction Bank. ICBC Credit Card also has three periods, six periods, 12 periods. If you buy a mobile phone, you can only pay by credit card. Because Apple official website.
Of course, it should be noted that not all credit cards can purchase Apple phones in 24 interest-free installments. Apple official website only supports credit cards of China Merchants Bank, China Construction Bank and Industrial and Commercial Bank. In addition to 24 interest-free periods, there are 1, 3, 6, 12 interest-free periods supported by China Merchants Bank and China Construction Bank. ICBC Credit Card also has three periods, six periods, 12 periods.
Interest-free installment refers to when buying goods in Taobao or Tmall Mall, if the merchant sets the option to support the installment payment of flower buds; You can click this option and choose to buy this product and pay in installments; Interest-free installment means that you will not generate interest during the installment period, interest-free! For example, if you look at a product of 10000 yuan in Taobao, your Alipay is only 3000 yuan; Then if the product supports the flower bud installment payment function, you can use the flower bud to advance the purchase; Huabai will divide the10,000 pieces into equal parts, such as 10 pieces, each with a term of 30 days; Then it means that you can repay in installments 1000 1000 yuan, once every 30 days; Repay Bai Hua's prepaid shopping money; And no interest will be generated during this period; It's like you borrowed 10,000 yuan from a friend and then paid it back to him 10 months later.
Interest-free installment 12 means that the purchase can be paid in installments 12 does not bear interest. But only if the product supports segmentation. For example, if you buy a product, the price is 3600 yuan, which supports 12 interest-free payment, then you pay 300 yuan a month, totaling 3600 yuan, with no interest.
If you don't have enough money to shop online and need to buy big items, you can try to reduce the pressure by installment and use the goods you need as soon as possible. The number of periods is generally divided into 3 periods, 6 periods, 12 periods and 24 periods. Different shopping platforms or payment methods have different installment times and interest rates. Please refer to the page displayed when paying.