1. Various interests and handling fees specified in the applicable credit card articles of association or collection contract, including but not limited to annual credit card fees, cash withdrawal transaction fees, overdraft interest, liquidated damages and other credit card fees.
2. Transfer transactions, cash withdrawal transactions and online transactions. (Exception: from 2065 438+02 65438+ 10/month, online dollar consumption and Bank of Communications points paradise consumption can accumulate points. Online USD consumption refers to online consumption with the transaction code of VISA or MasterCard, and Bank of Communications integral paradise consumption refers to cash consumption other than payment and telephone recharge. )
3. Merchant transactions (including but not limited to three rural merchants, county and township preferential merchants, etc.). ) The special charging rules of UnionPay apply.
4. Specific categories of bill-signing consumption, including but not limited to real estate, automobile sales, wholesale transactions, hospitals, junior high schools, universities, colleges, professional schools, charity and social services, non-profit undertakings, fines, bail and bonds, taxes, government services, embassy and consulate fees, government loans, etc.
Extended data:
Credit card integral query method:
1. Download and log in to the "Pay the bill" APP to view the points.
2. WeChat pays attention to the official WeChat service number "Bank of Communications Credit Card Payment" to view the points.
3. Log in to Bank of Communications, credit card, online banking and mobile banking to check the points.
4. Call the credit card customer service hotline of Bank of Communications to check the points through manual service or telephone banking.
References:
Bank of Communications-Bank of Communications Credit Card Points Reward Scheme Rules