The card types include debit cards, credit cards, and prepaid cards.
1. Debit card: UnionPay debit card refers to a bank card that deposits first and then consumes (or withdraws cash) without overdraft function, including savings cards, co-branded cards, etc. This type of card can be used for consumption in shopping, dining, entertainment, travel and other fields, and can also be used to withdraw cash from ATM machines.
2. Credit card: UnionPay credit card refers to a bank card with functions such as consumer credit, transfer settlement, cash deposit and withdrawal, etc., including personal cards and corporate cards.
3. Prepaid card: UnionPay prepaid card refers to a bank card with a certain amount of money pre-stored in the card, which can be used for consumption in specific areas or specific merchants, and does not have an overdraft function.