I use Dragon Card as the credit card of CCB. Annual fee 160, free in the first year. Spend three times, free of the annual fee of the year. Platinum card 18 times is free.

Handling fee: domestic ATM cash withdrawal 1%, minimum 2 yuan 100. (The preferential period is always 0.5%, with a minimum of 2 and a maximum of 50. It seems that there has always been a discount, which is probably a foreshadowing for increasing money. )

20 yuan reported the loss of the damaged card and other expenses in 50 yuan. Basically, it is no different from all bank credit cards.

Integral, the advantage lies in permanent effective integral. Many lines have a term of 2 years and 3 years, and some are within the validity period of the card.

I don't know what your credit card is for, you can consider the kind of co-branded card. For example, the friend card of China Bank (I am a friend member, so I can handle it directly) has two points, which are directly included in the friend card of Air China, and half of the consumption amount is included in the bank card of China, which is equivalent to 1.5 times of my points. It's good for me to exchange miles or gifts.

Some joint mall credit cards are also good. I suggest you think about it.

The credit card limit of CCB is evaluated by computer. Your deposits, loans, funds and other investments in CCB will increase your quota. After half a year, the number of permanent places can be increased, but it must also be evaluated internally.