1. Inquire at the corresponding bank outlets: bring relevant certificates (such as ID cards), find the nearby bank business hall, and consult the staff for inquiry.
2. Call the bank's credit card center for inquiry: call the bank's customer service phone, and the bank will provide information inquiry service after verifying the customer's identity.
3. Mobile APP Inquiry: Download the mobile banking APP and inquire in the personal center.
First, the credit card application preparation materials
The general application conditions are relatively close, and the specific operation is subject to the regulations of various banks.
Each card-issuing bank has its own card-issuing standards, which generally include the following points:
1, at least 18 years old.
2. Urban and rural residents who have a fixed occupation and stable income and work in the place where their permanent residence is located.
3. Fill in the application form and sign it in person at the "Signature of the Applicant".
Two, to apply for a credit card, you need to provide the following information:
1, copy of ID card, work certificate, income certificate, etc.
2. If you can also provide bank deposit certificate, real estate certificate, degree certificate, etc. , your application approval process will be more convenient and faster.
3. If you have a foreign household registration, overseas personnel apply for a job locally, and active military officers apply for a credit card in their own name, some card-issuing banks may require you to issue a temporary account issued by the local public security department or a certificate (including a work certificate) issued by relevant departments.
4. Other conditions required by the issuing bank.
Third, security issues.
Due to the convenience and rapidity of using credit cards, coupled with the rapid development of science and technology, the security problems faced by credit cards are becoming more and more serious, and major international credit card groups and global card-issuing financial institutions are facing severe challenges.
Credit card: criminals or criminal groups use fake or waste cards to pretend to be real cards for consumption, directly deceiving merchants or card issuers.
Cardholder: improper card storage/handling (expired/tape-invalid credit cards are not destroyed, or they are not immediately invalid after being lost, etc. ), and personal identity information is inadvertently stolen or defrauded. In order to avoid such problems, citizens should not easily provide personal identification information, and it is best not to entrust others to handle credit cards.