You can't apply for a credit card if you enjoy the minimum living allowance. The income certificate required for a credit card must be issued by the financial director of a certain unit before submitting a credit card application. Generally, you can apply for a credit card with an annual income of more than 30 thousand yuan.

Credit card is a non-cash transaction payment method and a simple credit service. Credit cards are generally plastic cards with a length of 85.60 mm, a width of 53.98 mm and a thickness of 65,438+0 mm, which are issued to cardholders by banks or credit card companies according to users' credit and financial resources. Cardholders do not need to pay cash when using credit cards, and will make repayment on the checkout date. Except for some credit cards combined with financial cards, credit cards are different from debit cards and ATM cards, and credit cards will not directly deduct money from users' accounts.