Banks can earn handling fees just like POS machines for swiping cards. For banks, payment platforms such as Guofubao, Alipay, UnionPay Online, and Huichao Pay for online shopping are just POS machines. That’s it, the only difference is the handling fee.

For example, many designated payment platforms and Taobao non-large-amount credit card merchants have to pay a handling fee of 1, but most platforms use other methods to make up for the handling fee in order to attract customers to waive the handling fee. bank.