Pufa Credit Card has all the basic functions of a general credit card, including: the global universal function of spending by more than 20 million merchants at home and abroad and withdrawing cash from 840,000 ATMs; The interest-free repayment period is as long as 50 days; Circulating credit function that can be freely controlled; Supplementary card function that can be shared with family.

China Merchants Bank Credit Card Center is the first credit card center operating independently in accordance with international standards in China, which has truly realized the integration and professional service of credit cards. While refreshing the credit card records, China Merchants Bank's credit card adheres to the service concept and innovative spirit of "changing with you", actively explores the market, expands market alliances, deepens market segmentation, and its functions and services are increasingly enriched and improved. It is one of the most innovative joint-stock commercial banks in China. Since the credit card business was launched at the end of 2002, it has taken the lead in launching the business of "swiping a card to buy a plane ticket and sending one million airline insurance" and the business of "repayment in RMB in consumption abroad".