1, rural commercial bank HP financial card, also known as Pratt & Whitney credit card, is a bank credit card issued by rural commercial banks, which has the functions of loan credit line, cash storage, credit card consumption and so on;

2. The Pratt & Whitney E card issued by China Unicom is a communication package card with daily rent of 1 yuan issued by China Unicom.

There are two kinds of opinions about the universal card. The universal card is like this.

Advantages and Disadvantages of One Card in Rural Commercial Banks

The universal credit card of rural commercial bank is a kind of credit card of rural commercial bank, which has the function of loan.

The universal card of the bank has many advantages:

1. Compared with ordinary bank cards, the credit line is higher, and you can withdraw money directly, even if the credit line is of interest;

2, it can be stored anytime and anywhere, and it is more convenient to use.

But there are also disadvantages:

1, the savings interest of the rural commercial bank's universal card is particularly low, and the average user will not save money in it;

2. Compared with other loans, if the loan is fully used for a long time, its loan interest will be higher and it needs to be repaid once a month;

3. The withdrawal of certificates of deposit must be handled in advance. It will be inconvenient to withdraw money without an appointment.

This article is mainly about the knowledge of what a universal card is, and the content is for reference only.