The credit card limit cannot be used. Depending on the specific reasons, corresponding solutions will be taken. Usually, the reasons why the credit card limit cannot be used are as follows:

1. There is a daily transaction limit. If the credit card amount reaches the transaction limit, there will be credit card transactions that cannot be used in the remaining time. If the cardholder sets a lower limit, the limit will be increased.

2. If the card is frozen by the bank, it cannot be used even if there is still credit in the card. At this time, the cardholder should consult the bank about the reason for the freezing to see if they can apply for unfreezing.

3. If the card is frozen by the bank, it cannot be used even if the card still has credit limit. Cardholders should consult the bank about the reasons for the freeze and apply for unfreezing in a timely manner.

4. If you enter the wrong transaction password, you just need to re-enter it.

5. If the magnetic stripe on the credit card is damaged, the cardholder can go to a bank branch to have it replaced.

There are many reasons why the credit card limit cannot be used. Users can take corresponding measures according to their own circumstances. It is worth noting that after using a credit card, you must remember to repay and consume reasonably according to your own economic situation.

What is a credit card limit?

Credit card limit, also known as credit card available limit, refers to the maximum amount that can be used by a credit card. It includes the credit limit (that is, the maximum amount that can be overdrafted on a credit card) and the amount that can be deposited on the credit card.

The limit of any credit card depends on the effective income and asset security value provided by the individual during the application process. The credit limit of a credit card is related to the applicant's income and secured assets, that is, the higher the income and secured assets, the higher the credit limit. Therefore, applicants must provide proof of income, provident fund social security, and asset guarantees. Asset guarantees include both fixed assets such as real estate and cars, and current assets such as savings and bonds.