It will usually be implemented within six months. If a person is sued to court because of failure to repay a credit card debt in a timely manner, and the court finally makes a judgment after a series of trials, the court will execute the judgment within six months. If the court refuses to enforce the judgment, the court will right to enforce.

1. How long does it take for an overdue credit card lawsuit to be executed? A judgment for an overdue credit card lawsuit is generally executed within six months. Compulsory execution by the court generally ends within 6 months after the effective judgment, but the period of suspended execution shall be deducted. If there are special circumstances that require an extension, it must be approved by the president of the hospital. The court will use a variety of methods to enforce the respondent's property, such as inquiry, freezing, and transfer of the deposits of the person being applied for execution. Seal, detain, auction, and sell off the property of the person subject to execution.

2. Will you be sued by the bank for late repayment of credit card? Generally speaking, if you repay overdue credit card, you may encounter the following consequences: 1. Failure to repay in time will affect your personal credit report Recording, this is the first thing. If it is overdue, it is bad faith. 2. Once there is a bad record on a personal credit report, it will affect future matters including various loan applications, credit card applications, and even going abroad. This is not an issue that affects the continued use of credit cards. 3. If the debt is not repaid for a long time, not only will there be high late payment fees and interest; 4. The bank may also classify this part of the debt as a malicious overdraft, which means that the bank will Cardholders who have long-term non-repayment have the right to judicial prosecution. 5. In practice, after applying for a credit card, if the payment is overdue for more than three months or the bank has paid more than two reminders, the bank will freeze the card and classify the person as a prohibited customer, and then the bank will sue in court. .

3. How many days after the credit card is overdue will a credit report be filed? (1) Generally speaking, if a credit card is overdue for 3 days, a credit report will be filed. Most banks have a time tolerance service, which is usually 2 to 3 days. That is to say, users are allowed to complete the repayment within 2 to 3 days after the final repayment deadline. This situation is not allowed. Credit will be checked at the meeting. (2) It should be noted that if the user has a credit report due to an overdue credit card, it will have an impact on many future needs for loans, borrowings, etc. Therefore, it is recommended that the debtor pay off the debt as soon as possible. If there is not that much amount at the moment, You can call Bank of Communications to apply for installment. If a credit card is overdue, there are two types of interest: The overdue interest on bank credit cards is generally 0.05% per day. The interest is calculated at an interest rate of 0.5%, and then compound interest is calculated at an interest rate of 0.5% until the cardholder pays off all money. For the overdue portion, interest will be charged on the full amount and compound interest will be calculated on a monthly basis until the cardholder pays off the balance in full. If the credit card is currently overdue and the cardholder has not paid the minimum payment for more than three months, the bank will issue five months of agreed interest. If a cardholder is sued to court for an overdue credit card, and the court has made a final judgment after corresponding review and evaluation work, the corresponding execution will be completed within six months. If the cardholder refuses to implement the corresponding judgment, the court has the right to make a decision on enforcement.