When dealing with credit cards, people first care about how many credit cards they can have. The credit line issued by a general bank is fixed, but you can also apply to the bank for withdrawal. Then a card friend asked, is the credit card limit calculated on a monthly basis? I'll give you an answer right away. Credit card limit refers to the maximum credit limit that a cardholder can use. The initial limit issued by the bank is a fixed limit and generally will not change. If a cardholder applies for a temporary credit line, it has a certain validity period, generally ranging from 1 month to 3 months. If it expires, you need to apply again. From this perspective, the credit card limit is not calculated on a monthly basis. Is the credit card limit calculated monthly? That was not the case. The credit card limit will be reduced according to the cardholder's consumption situation and will be restored with the repayment situation, but the credit card has an interest-free period, which can generally reach 56 days.