First, pay off the debt.
The main reason why the bank card of the untrustworthy person is frozen is usually because he has not fulfilled the obligations determined by the court judgment or ruling, such as arrears and fines. Therefore, the first step to lift the freeze is to pay off the arrears as soon as possible. The untrustworthy personnel should inquire about the specific amount owed and the repayment method, and repay in full and on time.
Second, contact the enforcement court.
After paying off the debts, the untrustworthy personnel should take the initiative to contact the enforcement court, inform them to fulfill their obligations, and apply for lifting the bank card freeze. The enforcement court will verify the repayment situation and decide whether to lift the freeze according to the actual situation.
Third, submit an application for thawing.
The person subjected to execution for breach of trust shall submit a written application for unfreezing to the enforcement court, in which the basic personal information, the performance of arrears, the fact that the bank card is frozen and the reasons for requesting unfreezing shall be stated. At the same time, relevant certification materials should be provided, such as repayment vouchers and the notice of closing the case issued by the enforcement court.
Fourth, waiting for review and implementation.
After receiving the application for thawing, the enforcement court will conduct a review. If approved, the court will issue a notice of unfreezing to inform the relevant banks to unfreeze. After receiving the unfreezing notice, the bank will lift the freeze on the bank card of the untrustworthy person according to the requirements of the court.
Verb (abbreviation of verb) pay attention to the subsequent credit repair.
After the bank card is thawed, the untrustworthy should pay attention to the repair of personal credit. By actively participating in credit repair activities, maintain a good credit record and gradually improve personal credit status.
To sum up:
After the bank card of the untrustworthy person is frozen, it needs to be unfrozen according to legal procedures. Pay off the arrears first, then contact the enforcement court and submit an application for thawing. After the approval of the court, the bank will lift the freeze. At the same time, untrustworthy personnel should pay attention to the repair of personal credit in order to improve the credit situation.
Legal basis:
"Several Provisions of the Supreme People's Court Municipality on Publishing the Information of the List of Persons Executed in Disbelief"
Article 1 stipulates:
If the person subjected to execution fails to fulfill the obligations specified in the effective legal documents, and under any of the following circumstances, the people's court shall include him in the list of people subjected to execution for breach of trust and impose credit punishment on him according to law:
(1) Having the ability to perform and refusing to perform the obligations specified in the effective legal documents;
Provisions of the Supreme People's Court Municipality on Restricting the High Consumption of the Executed Person
Article 3 provides that:
If the person subjected to execution is a natural person, after taking measures to restrict consumption, he shall not have the following high-consumption and non-essential consumption behaviors for life and work:
(a) when taking the means of transportation, choose the second class or above of the plane, train soft sleeper and ship;