IC standard platinum card and Yinzhubai are both UnionPay single-currency standard platinum cards, and the right to use them is the same. Only IC cards use smart chip media, which is more secure, and adopt chips with independent computing, encryption, decryption and storage capabilities. It has a strong security authentication mechanism, which can effectively prevent fraud risks and provide a safer trading environment. In addition, IC credit cards have electronic cash accounts and support contact and non-contact chip information reading methods. In the non-contact mode, on the non-contact POS terminal that supports fast payment, offline micro-payment can be completed quickly with a flick of the hand, without swiping the card and entering the password. When trading, IC chip credit cards give priority to chip trading. When the acceptance machine does not support chip trading or the chip trading fails, the transaction success rate can still be effectively guaranteed by magnetic stripe trading.

Universal Payment Credit Card is the latest platinum credit card, which is a full-currency credit card product issued by China Construction Bank for middle and high-end customers who need to spend abroad, providing you with exclusive rights such as free foreign exchange handling fees, RMB repayment for foreign currency transactions, and special services covering business trips. If the landlord often goes abroad to spend money and uses various national consumption currencies, then this one is great! ! !

The maximum amount of CCB standard platinum card is about 200,000!