China Bank Credit Card Electronic Policy Inquiry Method

You can visit the website of Bank of China Insurance Co., Ltd. at the path: Home-Customer Service Area-Policy Management-Bank Card Insurance Value-added Services. Select "Credit Card" according to the information card type prompted on the page, enter "Last Four digits", "Cardholder's name", "Cardholder's ID number" and "Verification code" in turn, and click "Confirm Inquiry" to query or download insurance vouchers.

"BOC Insurance" WeChat WeChat official account: My service-policy inquiry-bank card insurance value-added service.

"China Bank Credit Card" WeChat WeChat official account: featured service-exclusive rights-inquiry and download of credit card insurance voucher.

"Colorful Life" APP: Wool Zone-Value-added service of credit card insurance.

the above contents are for your reference. please refer to the actual business regulations.

if you have any questions, please consult the online customer service of China Bank or download and use the mobile banking APP of China Bank to consult and handle related business.

what documents do I need to bring to the bank to apply for a credit card?

The following documents are required for credit card processing:

According to the regulations of the bank, you can only apply for a credit card if you are 18 to 7 years old and have full capacity for civil conduct.

(1) Documents that must be provided

1. Identity documents

Domestic residents: a copy of the applicant's identity certificate or military officer's card.

Overseas residents: (A and B must be provided at the same time) A. Hong Kong and Macao residents should provide copies of their certificates of returning home, Taiwan Province residents should provide copies of their passports, and other foreigners should provide copies of their passports. B. Copy of domestic residence certificate or temporary residence certificate

2. Work certificate and income certificate

A. Work certificate: copy of work permit or work identification certificate or original work certificate stamped with the official seal of the unit.

B, proof of income: the salary record (copy of the statement of the salary card) issued by the bank in the last three months or the copy of the personal income tax withholding certificate or the original income certificate issued by the company.

(2) Other supporting documents (please provide them as much as possible, which will help to increase the credit limit)

Education background, professional title, professional qualification certificate, self-owned real estate license, self-owned car driving license, copy of bank time deposit certificate, any original documents of telephone, water, electricity and gas charges in the last three months of your current residence, and other bank credit card supporting documents (original statements of the last three periods).

credit card processing flow:

1. Fill in the application form;

2. Information for the bank itself, and a copy;

3. The bank sends it to the credit card center;

4. The credit card center conducts auditing, card making and issuing;

5. After getting the card, open the card and wait for the password letter.

What will happen if the credit card settlement document is lost?

Usually there are no consequences; Once used by criminals, it may affect the safety of using cards, such as forging cards and stealing brushes. So credit card bills should be shredded and then discarded. The awareness of safe card use should be maintained at all times. :)

How to print a credit card running bill

Users of credit card running bills can directly go to the bank counter to print.

I take my ID card to the nearest bank outlet and tell the staff that I need to print the credit card bill. The staff will lead the user to print on the self-service printer.

most commercial banks have self-service printers, and you can directly check the details and print bills by inserting your ID card or credit card.

In addition, users can also print at home. Customers who have opened online banking can download their own credit card running bills and print them.

a credit card, also known as a debit card, is a credit certificate issued by a commercial bank or credit card company to a consumer with qualified credit. It is in the form of a card with the name, expiration date, number and cardholder's name printed on the front, and a magnetic stripe and signature strip on the back. Consumers with credit cards can go to special commercial service departments for shopping or spending, and then the bank will settle accounts with merchants and cardholders, and cardholders can overdraw within the prescribed limit.

main features

1. Credit card is one of the fastest-growing financial services, which can replace traditional cash circulation in a certain range;

2. Credit cards have both payment and credit functions. Cardholders can use it to buy goods or enjoy services, and they can also obtain certain loans from card issuers by using credit cards;

3. Credit card is a high-tech product integrating financial business and computer technology.

4. Credit cards can reduce the use of cash currency;

5. Credit card can provide settlement service, which is convenient for shopping and consumption and enhances the sense of security;

6. Credit cards can simplify the collection procedures and save social labor;

7. Credit cards can promote commodity sales and meet social needs.

financial management strategy

1. Control the number of credit cards, and enough is enough

Once the number of credit cards is too large, it is easy to get the wrong repayment date of this card and forget the credit limit of that card, which is difficult to manage, and it is easy to cause overdue repayment and leave a bad record. Moreover, multi-card credit card points, too scattered points are not conducive to redemption of gifts. Therefore, it is suggested that only one or two credit cards are enough.

2. Keep the credit card voucher

Most credit card holders don't care about the voucher, and they don't keep it. Most of them just throw it away, which is a very bad habit. In fact, keeping the credit card voucher is not only convenient for summarizing the consumption records every month and then analyzing and optimizing the consumption habits, but also helpful for improving the rationality and transparency of credit card consumption, so as to clearly understand the credit card. And many people's credit cards don't have passwords, so discarding credit card vouchers at will may lead to credit card theft.

For safety reasons, it is best to keep the credit card voucher after spending, so that you can know well and develop good credit card financial habits.

3. Reduce withdrawal

Credit cards have two functions: overdraft and withdrawal, but withdrawal requires a certain percentage of handling fees, and even if you deposit your own money in them, you will be charged. Therefore, it is not cost-effective to use it or use it as a passbook.

4. Choosing the right credit card

The choice of credit card is very important. Nowadays, many commercial organizations have bundled cooperation with banks. For example, they can set up a joint credit card of a department store and the corresponding bank, so they can spend points here as members and get discounts. Or some cards can be discounted at designated merchants, including meals, movies, trailer services, etc., with a variety of names, and you can choose freely according to your own needs. Credit cards should be used well and chosen well.

whether a credit card document is valid without signature

It depends on whether your credit card is consumed by password or signature

If it is consumed by password, it is valid without signature

The bank will not compensate you for the loss caused by the card being lost and swiped

If it is consumed by signature, the document without signature is invalid

And it is necessary to check whether the signature is your own handwriting

Many banks provide compensation for stolen swipes. Ok, Minsheng will compensate you as long as it is not signed by you

as long as the documents are invalid

The introduction of credit card documents and credit card documents will show credit cards is over. I wonder if you have found the information you need?