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How to purchase by installment with a credit card

How to pay for purchases with a credit card in installments

Credit cards support installment repayment. When shopping, cardholders can pay in full with the credit card first. If they cannot pay off the entire balance in the same month, they can Contact the bank to apply for installment repayment.

The relationship between work and life is complementary to each other. Work can provide protection for life, and a better life is the purpose of work. If people don't work, their lives will not only be insecure, but they will also be inactive and lose their value and fun. But if you only work, you have no time to enjoy life, and this experience is unhappy.

"Workaholic" is a term that is familiar to everyone. In my mind, it is a brand-new term that has emerged in contemporary times. It refers to a kind of person who is extremely devoted to his work and is almost crazy. This kind of person probably doesn't know how to "live" or can't care about talking about "life".

In fact, such people have existed for a long time, and of course they are everywhere, but they have never used this word. It seems that every great person is someone who works selflessly. For the time being, we refer to this kind of person as: a person who puts work first and life second. Even people who only have jobs in their lives.

Then there is the so-called pursuit of the ultimate life. They are not necessarily very rich and have passion for work. It's just that they think work is simple and simple, and life is never allowed to be described as "days" in their world. It should be said that such people live an extremely free and comfortable life, and the meaning of their lives lies in this. This kind of person can be regarded as: a person who puts life first and work second.

There is another kind of person who is the most ideal and there are many of them. That is to strictly separate work and life. Work is work and life is life. "Separating public and private matters" is their principle and desire, and they never mix it up. They believe that work and life are equally important. Work is their need and life is their pursuit.

I also want to talk about such a person. Life is undoubtedly the highest purpose of their life. In fact, they have no concept of life in their hearts. They just have this logic: work is for life, or in other words , Work is for a better life, and you cannot live without working.

The concept of life at this time seems to be just "living" or "surviving". In fact, it is not, it is a kind of consciousness. I think there is such a consciousness in our Chinese tradition, and the thinking of all or most people is limited by this logic.

Of course we cannot forget such a group of people, they are a group of happy people. In their world, work and life are both artistic. They never think about whether they live to work or work to live. They enjoy it every day.

There are also various kinds of people, some of which we cannot describe vividly.

Life is the entire process of a person's life, and work is only a part of life. Like many aspects of life, without work, it is incomplete and incomplete. Finally, we can understand why some people temporarily give up another part of their lives in order to work. Life is not just about living, but living is the foundation of life. Only by living can we truly live.

Having a good grasp of the relationship between work and life is conducive to our physical and mental happiness and growth.

How to Install Credit Cards

1. After credit card installments, you can automatically repay through mobile banking, third-party payment platforms, ATM machines, bound bank cards, and repay over the counter.

2. Specifically:

Computer operating environment: Apple Computer A1466Window10 system

Mobile phone operating environment: Xiaomi 12MIUI12.5.13

1. Mobile banking. Now all major banks have their own mobile apps. After downloading, you can log in to your account to pay off your credit card;

2. Third-party payment platforms, such as Alipay and WeChat, are available on these software. There is a credit card repayment function, and you can repay after binding the bank card;

3. To pay at the ATM machine, just insert the credit card directly into the ATM machine and then deposit money;

4. Associate your bank card with your credit card, and the system will automatically deduct the money from your bound bank card on the repayment date;

5. You can also repay at the counter of a bank outlet, and you need to bring your identity. certificate, credit card.

3. Installment payment:

1. Installment payment (PaybyInstallments) is mostly used in some product transactions with long production cycles and high costs. Such as the export of complete sets of equipment, large-scale vehicles, heavy machinery and equipment and other products. The method of installment payment is that after the import and export contract is signed, the importer first pays a small part of the payment to the exporter as a deposit, and the rest of the payment is paid after part or all of the product is produced, shipped, or after the goods arrive for installation and test run. , investment and repayment in installments when the quality guarantee period expires.

2. Installment payment is actually a loan provided by the seller to the buyer. The seller is the creditor and the buyer is the debtor. The buyer can obtain the required goods or services after paying only a small part of the payment. However, because future installment payments include interest, the amount paid for the same goods or services by installment payment is higher than that of a one-time payment. The payment for goods is more. On the one hand, the installment payment method allows sellers to complete promotional activities, and on the other hand, it also provides convenience to buyers.

3. The characteristic of installment payment is that after the import and export contract is signed, the importer first pays a small part of the payment to the exporter as a deposit, and most of the remaining payment is made during partial or full production of the product. Payment will be made in installments after completion of shipment, or when the goods arrive for installation, commissioning, investment and the expiration of the quality guarantee period. The buyer and seller sign a contract when the transaction is concluded, and the buyer pays the seller in installments for the purchased goods and services within a certain period of time. The date and amount of each delivery of goods are stated in the contract in advance.

4. Most domestic banks have credit card installment services. Installments are generally divided into shopping mall (POS) installments, "mail order installments" and bill payments through the Internet, mail, etc. depending on the occasion. installment.

How to apply for credit card installment?

How to apply for credit card installment:

1. Apply by phone, call the customer service number of the credit card bank, and select manual service according to the prompts. Then tell the customer service the amount and number of installments you want to apply for, and wait for the application to be approved.

2. For online banking, log in to online banking and credit card accounts, select bill inquiry, then click on bill installment, fill in the form completely and submit it, waiting for approval.

3. Use WeChat to apply, add the bank’s WeChat service account, and follow the prompts on the page to select card application and installment services.

4. To apply at a bank outlet, you can go to the bank's business hall with your ID card and credit card to pick up the number and apply directly.

That’s it for the introduction of how to make installment purchases with a credit card.