You can't buy anything with a quota of 5,000 yuan ~ You can only swipe your credit card if it is equal to or greater than the price you want to buy ~ You can't swipe it with 5,000 yuan 1000 yuan ~ You can swipe your card in installments …3 ~ 6 ~ 12 ~ 24 ~ months ~ Generally, you can look at which bank's card by installment ~ interest rate … Consult them specifically ~