CCB's dual-currency visa UnionPay credit card can be swiped in Thailand, and there is no handling fee for overseas swiping transactions. However, there is a currency conversion rate, and the specific exchange rate is calculated according to the exchange rate of the day. If merchants can support UnionPay, it is recommended to use UnionPay channel to swipe their cards as much as possible.

Visa sent a letter to the global cooperative bank, requesting that from 201August 10, cardholders should not take the clearing channel of China unionpay when accepting dual-currency credit cards with Visa logo in countries or regions outside Chinese mainland. Otherwise, Visa will impose a heavy penalty on the acquiring bank, with an initial fine of $50,000. If you do it again, you will be fined $25,000 a month.

Extended data:

Features of Visa card:

1. You can enjoy the highest aviation accident insurance protection of gold card 1 10,000 yuan and standard platinum card of 5 million yuan by swiping the card at overseas websites and overseas Visa merchants to purchase the full amount of domestic and overseas air tickets (including discounted air tickets) or pay more than 20% off (including air tickets).

2. You can enjoy global flight delay insurance (pay 200 yuan for every 4 hours of delay, with the annual accumulated amount not exceeding 2,000 yuan) and baggage delay insurance (pay 100 yuan for every 4 hours of delay, with the annual accumulated amount not exceeding 100 yuan) by swiping the card at overseas websites and overseas visa merchants.

3. If the card is stolen abroad 48 hours (inclusive) before the report of loss, you can enjoy the card loss protection service of the gold card with a maximum value of 1 1,000 yuan and the standard platinum card with a value of 20,000 yuan.

4. You can enjoy instant messaging service when you buy a Dragon Card and use it with peace of mind (3 yuan every month), and you can enjoy a maximum compensation of 50,000 yuan for stolen transactions abroad.

5. Record the global payments paid in full in RMB.

Longka global payment card is universal at home and abroad, and all foreign currency transactions (including credit card consumption, online consumption, withdrawal, etc. ) are automatically purchased, converted into RMB and credited to the RMB account of Longka Global Payment Card, and the cardholder only needs to repay the arrears in RMB according to the bill, which is more convenient for repayment.

6. Free of foreign exchange fees.

When used in countries or regions around the world, foreign exchange fees are exempted and payment is more favorable.

Baidu encyclopedia -visa dual currency card

China construction bank VISA longka