You cannot apply for a credit card if you are over 16 years old. The most important condition for applying for a credit card is that you are over 18 years old, have a stable job, and be able to repay the loan as scheduled. If you are 16 years old, you should have no income. Right, so it can’t be done.

The most important conditions for applying for a credit card are:

①Being 18-60 years old;

②Having a stable job and income;

< p>③The necessary application documents are copies of identity certificates and work certification documents;

④Provide other financial documents.

The detailed application information is as follows:

1. Proof of identity: usually an ID card (if you are using a new version of the ID card, a copy of the front and back is required), military personnel need to provide a military ID card Copy;

2. Work certificate: It can be the original work certificate issued by the employer (please indicate the specific company name, department, position and income, and stamp the company seal or personnel seal), Or a copy of the original and marked work permit that has been verified by the promoter;

3. Proof of financial resources: it can be salary records issued by the bank, or income tax withholding certificates, or houses, cars, deposits and Documents proving investment market value (such as real estate certificate/car driving license/copy of bank time deposit certificate) and other materials that can prove your financial level;

4. Other documents available for reference include: nearly 6 Monthly social insurance personal account list, water and gas bills, credit card bills from other banks, etc.