If the China Merchants Bank card is overdue, the card will be suspended. Other credit cards can be used normally. This is because credit cards from different banks are independent of each other, and the overdue credit card will not affect the normal use of other credit cards.

Details are as follows:

1. The credit card accounts of each bank are independent, and the overdue China Merchants Bank card will not have a direct impact on the credit card accounts of other banks. Each credit card account has its own billing and repayment date. Even if one of the credit cards is overdue, the other credit card accounts can still be repaid on time and used normally.

2. The bank’s management of credit cards is separate and individual. China Merchants Bank will not provide overdue information to other banks, nor will it proactively notify other banks to suspend cards. Each bank will handle overdue issues according to its own regulations, so only the credit cards of China Merchants Bank will be stopped due to overdue use, and credit cards of other banks will not be affected.

3. Overdue credit will have a certain impact on your personal credit record. Overdue repayments will be recorded in personal credit reports, which are shared by all banks and may affect future review results when applying for loans, credit cards and other financial services at other banks. Therefore, although other credit cards will not stop being used, the consequences of late repayments may have an adverse impact on personal credit.

To sum up, the overdue suspension of CMB cards will not affect the normal use of other credit cards. However, late repayments will have a negative impact on personal credit history, and repayments need to be paid attention to and handled promptly to maintain a good credit status.

Supplementary information:

Credit cards are widely used in consumer payment, installment payment and credit lending. Credit card overdue means that the bank card holder fails to repay the loan in accordance with the agreed time and amount, and exceeds the repayment period. Each bank may have slightly different rules for handling overdue credit cards. When applying for a credit card, users should understand the relevant rules of their bank and reasonably manage their credit cards based on their actual circumstances to avoid unnecessary trouble caused by overdue credit cards. Timely repayment is the key to maintaining good credit. Credit card repayments can be carried out through convenient methods such as mobile banking and online banking.