There are many credit card scoring items, but the common reasons for the failure of Pudong Development Credit Card are as follows \x0d\ Reasons for the failure of Pudong Development Credit Card \x0d\ The applicant's insufficient repayment ability will involve two aspects. One is the income level of the applicant. If the applicant's income is too low, which exceeds the bottom line of credit card issuance, Pudong Development Association will refuse \x0d\ on the other hand, whether the applicant's job is stable. Many applicants have high incomes, but due to unstable income sources, such as self-employed, Pufa will be worried about the future repayment ability of the applicants and may refuse to approve the \x0d\ Pufa credit card. Second, the applicant's bad credit record \x0d\ The applicant's credit record will also be an important reason for the failure of credit card approval. No matter how high an applicant's income is, how many positions he has, or even how many assets he has, if the applicant's credit record is poor and there are many overdue records, Shanghai Pudong Development Association will think that although the applicant has the ability to repay, he may be lazy, that is, he can repay but not repay. For banks, such cardholders are not more valuable than those who have no repayment ability, so it will also lead to the invalidation of Pudong Development Credit Card. \x0d\ Reasons for unsuccessful approval of Shanghai Pudong Development Bank Credit Card \x0d\ Although Shanghai Pudong Development Bank did not explicitly indicate that applicants in some areas could not apply for a credit card, it is known in Yinlv.com that Shanghai Pudong Development Bank will directly reject the application information without bank outlets in this area when approving a credit card \x0d\ Reasons for unsuccessful approval of Shanghai Pudong Development Bank Credit Card \x0d\ If the applicant holds too many credit cards, Shanghai Pudong Development Bank will consider comparing the overall credit limit of the credit card it currently holds with its income. For example, although the applicant earns more than 10,000 yuan a month, he already has three or four credit cards with tens of thousands of yuan. Then the Shanghai Pudong Development Association will think that the applicant's comprehensive credit ability has exceeded, and there will be a risk that he will not be able to repay the card, because such an applicant will also fail to approve his credit card.