1. What should you do if you find that your credit card has been processed under someone else’s name?

If you find that your credit card has been processed under someone else’s name, you should report it to the police in time, and the police will intervene in the investigation and hold the impostor accountable. legal liability. The imposter's behavior is suspected of stealing identity documents.

"Criminal Law"

Article 280-1

For the crime of using false identity documents or stealing identity documents, those who are required to provide identity proof in accordance with national regulations During activities, those who use forged, altered or stolen other people’s resident ID cards, passports, social security cards, driver’s licenses and other documents that can be used to prove identity according to law shall, if the circumstances are serious, be sentenced to criminal detention or surveillance, and may also or solely be fined .

Anyone who commits the acts in the preceding paragraph and also constitutes other crimes shall be convicted and punished in accordance with the provisions on heavier penalties.

2. What materials are needed to apply for a credit card?

1. Credit card application form.

2. Copy of identity document.

3. Work certificate: work certificate stamped with the official seal of the unit or a copy of the work permit.

4. Documents proving financial resources: original income certificate issued by the unit or original bank deposit certificate.

3. What conditions are met for someone who steals another person’s ID card to apply for a credit card to be released on bail pending trial?

(1) The person may be sentenced to surveillance, criminal detention or additional punishment independently;

(2) Those who are likely to be sentenced to fixed-term imprisonment or more and are released on bail pending trial will not pose a social risk;

(3) Women who are seriously ill, unable to take care of themselves, are pregnant or breastfeeding their own babies, are released on bail. The person awaiting trial will not pose a risk to society;

(4) The detention period has expired and the case has not been settled and the investigation needs to continue.

4. What are the conditions for using someone else’s ID card to apply for a credit card that can be tried using simplified procedures?

1. The facts of the case are clear and the evidence is sufficient;

2. The defendant admits to the crime he committed and has no objection to the alleged criminal facts;

3. The defendant has no objection to the application of summary procedures.

5. What regulations must be followed during the probation period if someone steals another person’s ID card to apply for a credit card?

(1) Abide by laws, administrative regulations, and obey supervision;

( 2) Report your activities in accordance with the regulations of the inspection agency;

(3) Comply with the regulations of the inspection agency on receiving guests;

(4) Leave the city, county or county where you live Relocation must be submitted to the inspection agency for approval.

If a person is used to apply for a credit card under a false name, if it causes personal property losses, the victim can also ask the card issuer to bear the corresponding civil liability, because under normal circumstances, the card issuer should treat the applicant when issuing a credit card. If the ID card is inconsistent with the person who issued the card, the credit card should not be issued.