1, annual income: it is an important standard, and the bank cannot directly inquire about the annual income except the income certificate. When issuing a salary certificate, you can ask the supervisor to raise the salary appropriately, of course, not too high.
2. Position: The position in the company directly affects the success of credit card application, and half of managers will apply more easily than ordinary employees.
3. Housing: It is easier to successfully apply for your own house than to live with your parents or rent a house and dormitory. If you have real estate under your name, you must upload relevant certificates.
These are the reasons why you basically failed the examination. I wish you success in applying for a credit card next time.