Credit card cash withdrawal is mainly divided into two modes, one is automatic cash withdrawal by banks, and the other is active application for cash withdrawal by cardholders:
Automatic withdrawal: Some banks will automatically adjust the credit limit of the cardholder under certain conditions according to the cardholder's consumption record, repayment situation and other factors, which means that you may obtain a higher credit limit without knowing it.
Active application: You need to actively submit relevant information to the bank, fill in the application form, and request to adjust the credit line. This method also needs to be audited by the bank. If the cardholder meets the bank's standards, the quota will be increased.
Therefore, Bian Xiao believes that if you want to increase the quota, you need to grasp the best time to apply for a credit card, that is, when you just get off the card. Therefore, many banks will pay close attention to the user's card use during the credit card opening stage. Check whether the user can repay the loan on schedule. If you show your good credit to the bank during this period and repay the loan on time, it is easy for the bank to increase the credit card limit for you later. After a bank applies for a credit card, the actual amount authorized by the bank is usually slightly lower than the available amount, so it is the easiest to increase the credit card amount for the first time.
The above is the detective's answer to "Is it automatic to withdraw cash by credit card?" The best time to apply for a credit card! "All the people are introduced.