If the credit card in hand is not commonly used or it is determined that it will not be needed in the future, it is recommended to cancel it in time. After all, credit cards will generate annual fees. If you do not meet the annual fee deduction standard, you need to pay the annual fee yourself. There are different ways to cancel credit cards in different banks. Let's take a look at ICBC's.

How to cancel the ICBC credit card?

Call ICBC's credit card service hotline 95588 and transfer to manual service for cancellation. You can also bring your valid ID card and credit card to the designated business outlets of ICBC. If you need someone else to handle it on your behalf, you need to provide your valid identity certificate.

Provisions of China Industrial and Commercial Bank on Credit Card Cancellation:

1 When the account is closed by telephone, the account status must be normal, and the judicial freezing status does not support account closing;

2 it can only be cancelled if there is no arrears;

If the annual fee is not met, the annual fee will be deducted according to the number of months of use when the account is cancelled. Before cancellation, it is recommended to continue to use the card to reach the annual fee reduction standard.

How to recover ICBC's credit card after cancellation?

1 If the account has not been officially closed, you can apply for a recovery card. Please ask the cardholder of the main card to provide his/her valid ID card to the card issuer to cancel the receipt of the main card or the auxiliary card, or call 95588 to try to handle it through manual service. Company card customers should also carry relevant certificates that the company agrees to resume using the card.

If the account has been officially cancelled, you can re-apply for a credit card.

After reading the above introduction, I believe everyone has a deeper understanding of how to cancel ICBC's credit card. When the credit card is cancelled, if the staff keeps it, you just need to stick to the cancellation attitude.