Online loans that you can apply for without a credit card: these are still available
Affected by the epidemic, many online loans are no longer available, but many online loans are still in trouble They are still standing, but they have different requirements for lenders. Some only lend money to people with credit cards, while others can apply without a credit card. Here, I will give you an inventory of several online loans that you can make without a credit card. Friends who need ++++ can refer to it.
Inventory of online loans that can be applied for without a credit card:
1. 360 IOU
360 Finance’s pure credit consumer loan, no mortgage guarantee is required, the maximum limit is 200,000 Yuan, daily interest charges start. As long as you meet the basic loan conditions, you can apply without a credit card. Lenders are required to be between 18 and 55 years old, have a stable job and income, and do not lend to non-student users.
2. China Merchants Union Finance's pure credit consumer loan, with a maximum loan amount of 200,000, interest calculated on a daily basis, borrowing and repaying at any time, and the lowest daily interest rate. To apply for a good term loan, you need a sesame score of over 600, a stable job and income, and good credit. There is no requirement for a credit card. However, if you have a credit card and use it well, it will be easier to make a payment than if you have no account.
3. Everbright Bank Xixin Loan
Although it is an online loan under the bank, you can apply for it without a credit card. The borrower is required to be between 25 and 60 years old, and the loan must be The applicant must be no more than 60 years old at the time of payment, be a token version online banking or mobile banking customer, and be a provident fund deposit customer, with continuous provident fund deposits for more than 12 months, a personal monthly deposit of 300 yuan, and a good credit report.
4. An Yihua
The online loan product of Immediate Consumer Finance can be used to make a loan without a credit card. The borrower is required to be between 18 and 55 years old, have a stable income, and a sesame score. 620 or above, no bad credit record, and provide ID card, bank card, real-name mobile phone number, etc. to complete the certification, you can get a loan limit of up to 50,000 yuan, which can be repaid in up to 12 installments.
Summary: Although the above online loans do not require credit cards, they are all products of formal licensed financial institutions/banks and will be checked for credit. Friends who are concerned can ignore it.
Loan software that does not require a credit card will make you rich immediately
Credit cards have become a consumption trend. Most people choose to apply for a credit card to meet their daily consumption needs. So without a credit card Can the minority of people apply for a loan? What are the loan software that does not require a credit card? I have compiled them for you.
Borrowing
This kind of loan software is suitable for office workers++++. You can easily apply for a loan without a credit card. The amount usually ranges from 1,000 to 300,000 yuan, and you need more than 600 sesame points. , only through comprehensive system evaluation can you borrow money, which requires everyone to improve the information on Alipay as much as possible and increase the frequency of Alipay use.
Ping An i Loan
Ping An Puhui’s ++++ product that does not require a credit card. You can get a loan with your ID card, with a maximum limit of 50,000 yuan. You only need to download the Ping An Puhui APP to apply for a loan, and the cash will arrive in your account in 2 minutes. The loan will be directly transferred to the bound bank card. You need to grab the quota in advance.
Jingdong Gold Bar
Jingdong Gold Bar has a low threshold. Users can apply with their good credit and get money in as fast as 30 minutes. The maximum loan amount can reach 200,000 yuan, calculated on a daily basis. The daily interest rate is between. Generally speaking, the better your personal credit, the lower the loan interest rate will be.
360 IOU
360 IOU is a small-amount quick loan software. With your ID card, you can get a loan without using a credit card, and the loan can be disbursed in 1 hour. Download the 360 ??IOU APP to apply without submitting complicated personal materials and financial proof. The process from review to loan disbursement only takes 1 minute at the fastest, and you can borrow and repay at any time.
Anyihua
Anyihua provides short-term, small-amount lending services to borrowers. Borrowers submit loan applications through the Anyihua APP, which is unsecured and requires no interview. The process is simple and the approval and loan can be completed in three minutes.
These 5 WeChat loan platforms that don’t require a credit card are what everyone is looking for!
Friends who have applied for online loans know that many loan platforms require you to provide a credit card. For those who do not have a credit card, applying for a loan often encounters obstacles.
Today I will introduce to you 5 loan platforms that do not require a credit card, and you can apply using WeChat.
Malaysia Finance
Malaysia Finance mainly provides personal consumption loan services to consumers. The loan amount is 1,000-8,000 yuan, and the monthly interest is monthly repayment. Applicants are required to have proof of employment, income or student status.
Weilidai
Weilidai is WeBank’s first Internet microfinance product. It naturally has its own WeChat official account. The minimum loan amount is 500 yuan, the maximum amount is 300,000 yuan, and the loan interest is The daily annualized interest is about 18%, and a whitelist invitation system is adopted.
360 IOU
360 IOU is 360 Financial’s unsecured pure credit ID card loan platform. There is a WeChat official account on WeChat. The maximum loan limit is RMB 200,000 and the maximum repayment period is one year.
Xiaomi Loan
Xiaomi Loan is the loan platform of Xiaomi Company, and you can also apply for it on WeChat. Xiaomi Loan can provide you with loans of up to 200,000 yuan. The daily interest rate of the loan can be as low as that you can borrow and repay at any time, and the interest is calculated based on the number of days of use.
JD Gold Bar
JD Gold Bar is the loan platform of JD Finance. You can borrow money through the WeChat loan official account on WeChat. The maximum loan limit of Jingdong Gold Bar can reach 200,000 yuan, and repayment is supported in 1-12 months.
The above is the relevant sharing. If you are interested, you can try it. Remember to repay your loan on time and don’t overdue it.
Money is urgently needed! Are there any online loan platforms where I can borrow money quickly? No credit card required.
If you need to apply for a small cash loan, China Merchants Bank has launched a flash loan business. You can currently apply through mobile banking or check whether you are eligible to apply. Whether the application is successful is subject to the system approval result.
1. Basic requirements for flash loan application:
① Hold a China Merchants Bank all-in-one savings card;
② Age is generally between 23 and 60 years old. The loan period is generally not more than 60 years old;
③Have the ability to repay the loan on time, have no illegal activities, and have good credit;
④Whether you can be qualified to apply and how much amount you can get depends on The evaluation results of the system cannot be intervened manually.
2. Flash loan application only supports mobile banking. You can log in to mobile banking, click My → All → Borrow money, and operate the flash loan application.
3. Different types of flash loans have different limit regulations. Generally, the maximum credit limit does not exceed 200,000, which is ultimately displayed on the loan page; the minimum amount of a single withdrawal is 1,000, and the maximum does not exceed the limit amount. , and must be an integral multiple of 1,000.
4. You can apply for flash loans every day, and may be suspended during year-end settlement or holidays. Please refer to the instructions on the application page for details.
Instructions for loan time (after clicking to borrow money, the system will determine which loan time it is)
It will be automatically approved within 15 minutes and 5-10 minutes, and the loan will be released immediately after approval. SMS notification of results.
There will be a call within 24 hours to verify the information and arrange the loan as soon as possible.
Warm reminder: The approval progress cannot be directly queried. If you do not receive an outbound call or the verification time limit expires, you can call back the review call during working days.
5. After the flash loan is disbursed, cash will be automatically released to the China Merchants Bank Savings Card current account. The funds can be used for daily card consumption, car purchases, cash withdrawals, transfers to peers or across banks, etc., and cannot be used for mortgage repayments, investment and financial management, etc. Securities funds, inflows into the stock market, real estate, etc.; if used in violation of regulations, China Merchants Bank has the right to suspend the loan limit and require early repayment.
(Response time: September 6, 2021. For the latest business changes, please refer to the official website of CMB.)
Warm reminder: If you have any questions in the future, please feel free to contact CMB APP@Your considerate customer service~
The application materials required by these 5 online loan platforms that do not require credit cards are super simple!
With the continuous expansion of loan channels, it is becoming more and more time-saving for everyone to apply for ++++. Online loans are one of the current mainstream small loan channels. However, when some people apply for online loans, they find that the loan platform they choose requires a credit card. This is very frustrating and disappointing for friends who don’t have credit cards. So, what are the online lending platforms that don’t require credit cards? Today I will introduce to you 5 loan platforms that can meet your needs.
BOC Consumer Wallet
This is a collection of mobile loan platforms. China Post Wallet includes Younidai, Younihua, China Postbao and other products for people aged between 20 and 60. You can apply if you are between 50 years old and above, and you can get a pure credit limit of up to 50,000 yuan.
Yifangdai
Yifangdai is an inclusive loan product of CreditEase, which specializes in providing loans to homeowners. The application age range of borrowers is 18 (inclusive) to 65 (inclusive). It is best to have a credit card. The loan period is relatively long, and the loan period is generally more than 1 year.
Lexiangdai
The maximum loan amount is 200,000, and the mortgage is real estate. The annual interest rate range is 18-65 years old. Credit check and registration will be carried out. Credit reference, friends with large amounts of funds can consider applying.
Jingnong Loan
The maximum limit can reach 5 million yuan, and the interest rate is charged on a monthly basis. The monthly loan interest rate is between, and the maximum term can be up to 12 months. The minimum is 1 month, and the age is between 18-65 years old.
Small-term loan
Baidu Youqianhua’s loan products, if you do not meet the conditions of Manyidai, there is an opportunity to open the entrance. Small-term loan supports 1 or 3 phases. and 6 installment repayments, the age must be over 22 years old but within 55 years old.
That’s it for the introduction of large loans without credit cards.