1. Automatic repayment
Agricultural Bank of China automatic repayment (agreed repayment)
Agricultural Bank of China credit card supports Agricultural Bank of China debit card or quasi-credit The card account is associated with automatic repayment, and the credit card account is deducted from the debit card or quasi-credit card account on a regular monthly basis.
Processing channels: Agricultural Bank of China online banking, branch counters, credit card customer service hotline
Fees: No handling fee
2. Online repayment
1. Agricultural Bank of China Online Banking Repayment
After users of the Agricultural Bank of China debit card or quasi-credit card account have opened an online banking certificate (K Bao), they can log in to online banking to repay the Agricultural Bank of China credit card.
Fees: No handling fee
Acceptance time: real-time recovery of available credit
2. Alipay online repayment
You can pay through Alipay Repay the Agricultural Bank of China credit card account
Fees: There is no handling fee for repaying the Agricultural Bank of China credit card to me (the specific standards are subject to the Alipay charging announcement)
Acceptance time: the available limit is restored in real time
p>Extended information:
1. Determine the due repayment date
The due repayment date is generally 25 days after the statement date of your Agricultural Bank of China credit card. If you pay in full before the repayment date, you can enjoy interest-free treatment on consumption debt.
2. Calculation of the longest interest-free period and the shortest interest-free period
Consumption on the day after each month’s bill will be included in the next month’s bill, generally 25 days after the bill date is the repayment due date, in which case you can enjoy the longest interest-free period. If you consume on the bill date, it will be included in the current bill, and the repayment due date will be 25 days after the bill date. In this case, you will enjoy the shortest interest-free period.
3. Tolerance repayment
Our bank provides tolerance repayment service. On the premise of repaying the minimum repayment amount, the outstanding amount is less than or equal to the bill balance. 10%, and the arrears for regular cards are not more than 100 yuan, and the arrears for gold and platinum cards are not more than 200 yuan, the cardholder will be deemed to have paid in full and enjoy interest-free repayment treatment.
4. Calculation of minimum repayment amount
Minimum repayment amount = consumption amount within the credit limit * 10 cash advance transaction amount * 100 The minimum installment agreement that should be included in the bill Repayment amount * 100 Unpaid portion of the previous minimum repayment amount * 100 All fees and interest * 100 Amount of consumption exceeding the credit limit * 100. For details on how to calculate the minimum repayment amount of a specific product, please refer to the product introduction on the website.
Agricultural Bank of China-credit card repayment?