Is it easy to get an Agricultural Bank of China credit card?

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(Answer time: December 21, 2021. In case of business changes, please refer to the actual situation.)

Is it easy to get Agricultural Bank of China credit card approval?

Agricultural Bank of China credit card application conditions: over 18 years old; no bad credit record; proof of regular employment and other financial resources, such as real estate, cars, stocks, bonds, etc. It can be processed quickly if you meet the conditions.

You can quickly apply for an Agricultural Bank of China credit card if you meet the following conditions:

1. Superior occupations: civil servants, employees of public institutions, doctors, employees of Fortune 500 companies, etc. are more likely to apply for Agricultural Bank of China credit cards.

2. Good historical credit record: A good historical credit record is a mandatory requirement. The bank mainly looks at your personal credit card usage/repayment information and loan information, including personal telecommunications, water, electricity, and gas. Waiting for payment information. If you have a bad credit record, it will be difficult to apply for an Agricultural Bank of China credit card.

3. Stable income: The higher the salary, the better! The credit reporting center generally follows the principles of income scoring: civil servants are better than ordinary people; large state-owned enterprises are better than other enterprises; sustained and stable middle income is better than unstable high income; bank card wages are better than cash wages.

4. Have a fixed residence: It is best to have a copy of the real estate certificate; sometimes you do not provide a copy of the real estate certificate. If you have a mortgage with a bank, the credit card reference center will also find it; there is another point If you are renting a house, if you can provide a statement of water, electricity, coal, and communication charges in your name for a certain period, it will also help improve your credit card application success rate.

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Is it easy to apply for an Agricultural Bank of China credit card?

Compared to ICBC and Bank of China, It is relatively easy to apply for an Agricultural Bank of China credit card. However, only the regular card and gold card levels are easy to apply for, and the application threshold for the Agricultural Bank of China platinum card is very high. To successfully apply for an Agricultural Bank of China credit card, you need to meet the following conditions:

1. Excellent profession: As long as you are a civil servant, a doctor, an employee of a top 500 company, or a formal employee of a public institution, etc., you can Successfully applied for a credit card.

2. Fixed address: To apply for an Agricultural Bank of China credit card, applicants must have a fixed address, and a copy of the real estate certificate must be submitted when submitting application materials. If you are renting a house, you only need to provide bills such as water, electricity and communication fees for your residence within a certain period of time.

3. Stable income: Although the higher the income, the greater the chance of success, but the principle that banks follow in the process of comprehensively scoring you is: it is better to pay wages by bank card than in cash. Civil servants are better than ordinary people, large state-owned enterprises are better than other enterprises, and sustained and stable middle income is better than unstable high income.

4. Good credit record: In order to successfully apply for an Agricultural Bank of China credit card, the first prerequisite is to have a good credit record.

5. High contribution: Banks are very realistic. The higher your contribution to the bank, the easier it will be to apply for a card.

How long does it take for the Agricultural Bank of China credit card to be issued?

The Agricultural Bank of China credit card is reviewed and issued by the Shanghai headquarters. The review takes about 10 days, while the normal shipping process takes 25 working days. about. If the card has not been issued for a long time, it may be due to the following reasons:

1. After holidays, the bank may be slow to issue the card;

2. The bank will first give the bank high-quality For customer processing, ordinary customers have to wait in line;

3. It takes a long time to submit application information;

4. The information filled in is not detailed enough, and bank verification is more complicated.

The credit cards launched by Agricultural Bank of China are divided into regular card, gold card and platinum card according to their levels. The higher the card level, the higher the credit requirements of applicants, which is relatively more difficult to apply for.

However, the Agricultural Bank of China credit card general and gold cards are still easy to apply for. The applicant must be over 18 years old, have a stable job and income, and have a good central bank credit report. The details are subject to the approval results of the Agricultural Bank of China.

Is it easy to apply for an Agricultural Bank of China credit card?

It is easy to apply for a credit card. The credit limit is high and the interest is low. The bank applies for a credit card online:

If you want to find a credit card, it is best to apply. For banks, you can choose from private banks, local banks and their co-branded cards. This is also a common understanding.

In addition, the development of the credit card business of each bank is different. Generally speaking, those with a larger number of credit cards can be considered to have a lower application threshold and a higher chance of passing.

When many cardholders apply for a credit card, in addition to looking at the application threshold, they also pay attention to the limit. After all, the larger the credit limit, the more enjoyable it is to swipe the card, so many people want to apply for a card with a good application limit. Big credit card.

Meituan co-branded credit card

Meituan co-branded credit card is a co-branded card jointly launched by banks and Meituan. The limit of Meituan co-branded credit card is generally 1,000-50,000 yuan, and the maximum limit is 50,000 yuan. Yuan. (

Meituan co-branded credit card application

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Meituan and Bank of Guangzhou, Bank of Jiangsu, Bank of Xiamen, Bank of Guilin, Bank of Shanghai, Bank of Qingdao, etc. All banks have cooperated to launch co-branded credit cards. The number of cooperative regional banks reaches 14.

Cardholders can bind their Meituan credit card to Meituan. When making purchases on Meituan, they can use the Meituan credit card to pay and enjoy related preferential activities.

If you are an experienced user of Meituan, often order takeout and group purchases, have a certain spending power, have applied for credit cards from other banks and use them normally, then applying for a Meituan co-branded card will basically take seconds. batch.

The Meituan credit card discount of 6 yuan can be used every day. You can get 6 yuan off on every takeout order every day, and the discount can be continued for 90 days. Movies are 50% off every month, and credit card consumption points can be automatically converted into Meituan pocket money according to the standard of 10 yuan/100 yuan, which can be redeemed on the daily platform.

Bohai Bank Credit Card

Bohai Bank credit card limit range is: regular card limit 1,000-10,000; gold card limit 10,000-50,000; platinum card limit more than 50,000. It should be noted that the approval of the credit limit for credit card applications is determined based on the applicant's actual situation, such as whether the job is stable and the income is fixed. (

Bohai Bank Credit Card Application

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Its products mainly include standard cards, Bohai Bank 51 co-branded credit cards, travel theme cards, home card theme cards, family Series theme cards, etc. Bohai Bank 51 co-branded credit card is a UnionPay standard gold card with no annual fee and a maximum credit limit of 100,000 yuan. The card does not have an interest-free repayment period. Interest is calculated on a daily basis and can be borrowed and repaid at any time. It can flexibly meet the cardholder's ++++, shopping and consumption needs.

Shanghai Pudong Development Bank Credit Card

Shanghai Pudong Development Bank credit card is divided into regular card, gold card and platinum card according to the card level. The limit of a regular card is generally between 3,000-50,000 yuan, the limit of a gold card is generally between 10,000-50,000 yuan, and the limit of a platinum card is generally more than 50,000 yuan. (

Application for Shanghai Pudong Development Bank Credit Card

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The credit limit of Shanghai Pudong Development Bank Credit Card is the credit limit given by the applicant through various evaluations. The evaluation items include: Employment, credit history, education and asset status, etc. The better the assessment item, the higher the credit card limit.

Hengfeng Bank Credit Card

The credit card limit of Hengfeng Bank is generally: the limit of regular card: between 3,000 yuan and 10,000 yuan. Gold card limit: between 5,000 yuan and 30,000 yuan. Platinum card limit: between 10,000 yuan and 50,000 yuan. (

Hengfeng Bank Credit Card Application

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Mainly talk about the Hengfeng Bank Stellar Platinum Credit Card. It is a credit card mainly for family units. This card can provide cardholders and their families with a variety of rich benefits, such as comprehensive aviation protection, a private health manager for families, 3x points on Wednesdays, exclusive points cashback, and UnionPay platinum benefits. rights and interests.

In terms of travel, the Stellar Platinum Credit Card is also quite unique. With this card, the cardholder and his family can enjoy global flight delay insurance with a compensation of 300 yuan for a single delay of 2 hours, and 800 yuan for air checked baggage. Delay insurance.

Is it easy to get an Agricultural Bank of China credit card?

Basically easy to handle.

Agricultural Bank of China credit card application method:

1. Bring your valid identity document and go directly to the bank branch to submit the credit card application.

2. Log in to the bank website and enter the credit card page to apply online.

3. Apply through the bank’s credit card clerk.

Bank branch application:

1. After finding the Agricultural Bank of China in the location, the applicant needs to fill in the Agricultural Bank of China Credit Card Application Form.

2. After filling in the relevant information in the application form, the application form needs to be submitted to the counter.

3. The bank will review the application qualifications based on the application form, identity certificate and other valid documents submitted by the applicant. After passing the review, the bank will apply for a credit card for the applicant.

4. After the credit card application is completed, the bank will mail the credit card to the applicant's home, or notify the applicant by phone to pick up the credit card. Under normal circumstances, the application for an Agricultural Bank of China credit card can be completed within a week.

Applicants must fill in the "Agricultural Bank of China Golden Harvest Credit Card Application Form" and provide proof of identity. The proof of identity refers to the original and copy of the applicant's valid identity document, work certificate and financial support documents. (Special card types require additional materials to be submitted) Submit it to the Agricultural Bank of China branch for processing. The more materials you submit, the easier it will be for approval and credit extension. The specific materials required will vary from branch to branch. For details, please consult the branch account manager. Agricultural Bank of China staff will assist you in completing and submitting the credit card application materials.

Agricultural Bank of China credit card online application process:

1. Use your Android phone to log in to the Agricultural Bank of China credit card application page.

2. Select the province and city to apply for the card and the brand, features, media, grade, currency and other information of the product to be applied for, query and retrieve the required application product and click to apply.

3. Complete the application information according to the prompts and confirm whether you agree with the applicant’s statement.

4. After confirming the applicant's statement, you can click "Submit" to complete the application process and wait for the approval result.

5. After receiving the card collection notice, the applicant must go to the agreed card collection outlet with a valid ID card to sign for confirmation, receive the card and activate the business.

The information must be filled in truthfully. The bank will verify it through various methods. If it is false, it may be rejected.

The initial credit limit of Agricultural Bank of China credit cards is generally not high (except for VIP customers). It mainly depends on the accumulated credit limit, which can generally be increased after three months, provided that it is used frequently and returned in time. The more you use it, the higher it rises.

Is it easy to apply for an Agricultural Bank of China credit card?

A credit card from the Agricultural Bank of China is easy to apply for if you meet the conditions. Individuals who are over 18 years old, have full capacity for civil conduct, and have good credit can apply for a personal master card from the card-issuing bank with their valid identity documents and relevant information.

Principal cardholders of personal cards can also apply for supplementary cards for individuals over 14 years old. The main cardholder has the right to request cancellation or stop payment of his/her supplementary card (except electronic cash account), and all transaction amounts of the supplementary card will be credited to the main card account.

Applicants should provide true and valid application materials to the card-issuing bank. The card-issuing bank has the right to require you to provide one or more types of credit certification materials such as income certificate, work certificate, asset certificate, etc.; if you open a card by guarantee, you must provide identity information and guarantee information in accordance with the relevant regulations on the guarantee business of Agricultural Bank of China.

Article 43 of the "Regulations on the Supervision and Administration of Credit Card Business of Commercial Banks" shall not issue credit cards through automatic card issuance through the entire system to customers who apply for our bank's credit cards for the first time.

Credit card applicants should be subject to strict review and strengthen risk prevention and control when they have the following circumstances:

(1) Leaving relevant suspicious information or criminal records in the identity information system;

(2) There is no credit record in the credit reporting system;

(3) There are bad records in the credit reporting system;

(4) There are multiple banks in the credit reporting system Loan or credit card credit records;

(5) Business travel cards and business purchase cards issued by the unit;

(6) Risk information obtained through other channels.

Agricultural Bank of China logo

The logo used by the Agricultural Bank of China was launched on November 1, 1988.

The logo of the Agricultural Bank of China is circular and consists of ancient Chinese coins and wheat ears. Ancient money means currency and bank; ears of wheat mean agriculture, and they constitute the name elements of the Agricultural Bank of China.

The entire pattern is circular on the outside and square on the inside, symbolizing the standardized operation of Agricultural Bank of China as a state-owned commercial bank. The middle part of the wheat ear forms the character "田", and the shadow pattern clearly forms a half-shape, which directly expresses the characteristics of the Agricultural Bank of China. The wheat thorns point upward, opening the outer circle, giving people a sense of breakthrough, symbolizing the continuous development and progress of the Agricultural Bank of China.

The standard color of the company logo is green. The psychological characteristics of green are: natural, fresh, calm, comfortable, guaranteed, safe, trustful, reliable, fair, rational, ideal, and simple, which reminds people of nature, life, and growth; green is the original color of life. It symbolizes vitality, development, eternity and stability, expresses the integrity and efficiency of Agricultural Bank of China, and implies the vigorous development of Agricultural Bank of China.

Corporate Culture

1. Mission: Serve urban and rural areas for "agriculture, rural areas and farmers", reward shareholders and achieve employees

2. Vision: Build an all-round international company integrating urban and rural areas Financial Enterprises

3. 3510 Strategy: A world-class commercial bank based on the local market and operating globally

4. Core Values: Establishing a business with integrity and moving forward steadily

5 , Relevant concepts under the guidance of core values:

Business philosophy: market-oriented, customer-centered, benefit-oriented

Management philosophy: details determine success or failure, compliance creates value? Responsibility Achieve career

Service concept: Customer first and consistent

Risk concept: Violation is a risk, safety is a benefit

Talent concept: Have both ability and political integrity and be moral-oriented Merit and performance come first [1]

6. Slogan: A great bank with great virtue and great reputation will accompany you to grow

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