Hello, when your fixed limit cannot meet your consumption needs, you can apply for a temporary limit from our bank, which will take effect immediately after approval. The temporary quota is valid for a certain period of time, and will automatically revert to the original quota after the period is exceeded. After the temporary limit expires, the used temporary limit (the portion exceeding the fixed limit) does not enjoy the revolving credit facility and will be included in the minimum payment amount of the latest bill and must be paid off in one lump sum on the due payment date.

Application method:

It is first recommended that you use "China Merchants Bank Credit Card Official WeChat" to apply for a temporary limit anytime and anywhere! Scan the QR code above on WeChat and apply immediately.

You can also log in to credit card online banking and click "Account Management" → "Account Limit Management" → "Temporary Limit Adjustment".

Or use voicemail to apply. After calling the credit card service hotline to verify your identity, press 2 to enter "Limit Inquiry and Adjustment", and then press 3 to enter "Limit Adjustment Application".

Our bank will increase the fixed limit from time to time for cardholders with good card usage records. Cardholders can also apply to increase the fixed limit on their own, and our bank will review their card usage such as consumption and repayment to determine whether to increase the fixed limit.

Application method: Log in to credit card online banking and click "Account Management" → "Account Limit Management" → "Fixed Limit Adjustment".

You can also apply by voice call. After calling the credit card service hotline to verify your identity, press 2 to enter "Limit Inquiry and Adjustment", and then press 3 to enter "Limit Adjustment Application".

(You can consult online through QQ or WeChat any information you want to know about China Merchants Bank’s credit card services. Method 1: Search 4008205555 among QQ business friends, and add China Merchants Bank Credit Card Center as a friend; Method 2: Search the number "cmb4008205555" on WeChat and follow China Merchants Bank Credit Card Center)