2. There are different points for consumer redemption, some are 1 point in 1 yuan, some are 1 point in 8 yuan, and some are 1 point in 1 yuan. The number of points will affect the difference in your gift redemption. Of course, the content of gifts exchanged by banks is also different.
3. installment payment is different. At present, China Merchants and CITIC have more installment payments, while the credit cards of the four major banks rarely cooperate with stores in this business.
4. the service is different. Basically, all credit cards have a 24-hour free customer service phone number of 4 or 8, but ICBC is still 95588. The level of customer service is also uneven, and that of small banks is worse.
5. Different banking services, credit cards are a business of banks, and the convenience of handling other businesses also affects the convenience of using credit cards. For example, if there are more outlets in the four major banks, repayment will be more convenient, while if there are fewer outlets in small banks, it will be inconvenient.
6. the annual fee is different, some are 1 yuan and some are 2 yuan, but basically, it is free to brush it five times and six times a year.
I hope I can help you.