Minsheng credit card points will not be cleared, because Minsheng Bank credit card points are permanently valid. Credit card points in most banks are time-limited. Cardholders don't know whether credit card points are time-limited. After the validity period, the points will be cleared. However, the credit card points of Minsheng Bank are permanently valid, and the points are kept under the main card account until the account is cancelled. Points can be redeemed at any time when the cardholder's credit card and account status are normal.