Therefore, if you don't need to use CCB staging, it is recommended to contact CCB customer service to cancel the service. Of course, if it is not activated, there is no cost. Only when the quota is used will the installment pass be charged.
CCB can prepay in installments, and there is no handling fee for prepayment. However, if the handling fee is charged at one time, the prepayment will not return the already charged handling fee; If the handling fee is charged in installments, prepayment can save subsequent installment fees. So you can calculate whether you will save the handling fee before prepayment, otherwise prepayment is meaningless.
You can call the customer service hotline of CCB to apply for prepayment in installments. After early termination, the remaining unrecorded installment principal will be accounted for in one lump sum. CCB credit card installment repayment has the following ways:
1. Direct deposit into the credit card through the ATM of China Construction Bank.
2. Set the binding of credit card and bank card to automatic repayment.
3. Go to CCB outlets to find the staff to repay.
4. China Construction Bank online bank repayment.
5. You can also pay through WeChat wallet or Alipay: Apple 12, ios 14, Alipay version 10.2.3.
Wechat: Apple 12, ios 14, WeChat version 8.0. 13, transferred to CCB (inter-bank transfer is free).
6. Download the CCB mobile APP for repayment.
Installment payment business of China Construction Bank:
China Construction Bank's installment business refers to the applicant's application for installment special quota (hereinafter referred to as "installment quota") from CCB due to large consumption demand, and the installment special card is issued after approval by CCB, and the applicant independently uses the installment card according to the prior agreement.
The business of spending money at a merchant designated by CCB, paying monthly repayment within the agreed time limit and paying a certain handling fee according to the agreement between CCB and the applicant. The fixed credit limit of this card is zero, and only installment credit limit is granted. During the validity period of the card, the annual fee is free, and it will be spent in the merchants designated by CCB according to the agreed purpose.
Cash advance (including cash withdrawal, cash transfer and cash installment), hotel reservation, online shopping, various investment and wealth management business signing, electronic banking business signing, various withholding business signing, mobile payment business, consumption abroad and other trading functions. Are restricted, and there is no corresponding card preferential rights.