If you don’t have a credit card in South Africa, you can pay with cash or debit card.

1. Cash: Although digital payments are growing, cash is still very common in South Africa, especially among smaller retailers and service providers. You need to exchange some South African currency in advance.

2. Debit Card: In South Africa, debit cards are widely accepted for both online and offline purchases. Paying with a debit card is the same as elsewhere, just insert or swipe your card and enter your PIN. Online payments require a one-time password (OTP) for verification and a verification code will be sent via SMS.