1, the account is abnormal, which usually occurs in cash withdrawal. If there are a large number of credit card transactions in a certain period of time, and the types are particularly concentrated, it is easy for banks to suspect that they are cashing out, which is an abnormal account.

If the credit card doesn't pay back the money from the bank, I won't dare to lend you so much. It often happens that credit cards don't pay back, which is the easiest for banks to reduce the amount.

3. If China Merchants Credit Card has not been used for more than 5 months, it will be easily downgraded by the bank. Credit cards that have not been used for a long time have serious security problems.

Netizen complaint: I am an ordinary white-collar worker and have two credit cards, of which the credit card limit of China Merchants Bank is 15000 yuan. I haven't swiped this card for more than half a year. Yesterday, I suddenly received a short message from 95558 informing me that my credit card limit has been reduced to 3000 yuan. I didn't expire. Why is it reduced? How to restore the quota?

If you want to restore the quota, you have to prescribe the right medicine. For example, if the credit card is overdue, it must be repaid in full and on time from now on. Don't call China Merchants Bank to apply for a refund after a while. If the account is abnormal for reasons other than its own, you should make it clear to the bank and ask for a good amount. If it is really caused by your illegal cashing, don't cash out again and use the card reasonably.

In the above situation, you can choose to use the card immediately, use it frequently, swipe your card more and spend more. After 2 months of use, you can call China Merchants Bank to apply for restoring the line. If you really can't, you can still choose to cancel the card threat.