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Can I get a credit card if the bank has a loan?
Yes, first of all, you must have the conditions to apply for a credit card, as follows:

1, age18;

2. Hold a valid ID card;

3. No bad credit record.

In addition, the bank will conduct a credit evaluation based on your application. If your loan is repaid according to the previously signed contract, you can apply for a credit card, and your credit evaluation results meet the conditions for issuing cards. On the contrary, your loan is overdue for three consecutive repayment days, which will have a great impact on your personal credit, and there may be problems in handling credit cards.