Why other people’s credit card limits are getting higher and higher, but your credit card limit has not increased? This is a question that many people are confused about. In fact, this is because every time the cardholder is evaluated and the limit is increased, , you have not met the requirements of the system. If you want to continuously increase your credit card limit, you can use some techniques. Let’s take a look at the introduction of Minsheng Credit Card limit increase techniques.
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2 Diversify consumer shops, do not concentrate on using cards at the same shops, because banks will think cardholders are cashing out illegally;
3 Withdraw less cash, credit cards have cash withdrawal functions, but often Withdrawing cash will make the bank think that there is a problem with your funds and you are unable to repay;
4. Repay on time. Repaying on time includes not making late repayments, and try not to repay in advance, because the bank will repay you in advance. They will think that you are not short of money or quota.
Minsheng Credit Card Limit Increase Rules: If you want to increase the permanent limit, the bank requires the cardholder to use it for more than 6 months before applying for the first time. After the initial application, as long as you meet the conditions, you can apply for it every three months. Apply once. Generally, the bank will increase the limit of the cardholder by 20% after half a year. If the cardholder is a high-quality customer of the bank, the limit may be increased by 30%.
After reading the above introduction, I believe you have a clear understanding of the techniques for increasing the limit of Minsheng Credit Card. In fact, whether it is a Minsheng Bank credit card or a credit card from another bank, if you want to continuously increase the limit, you can Use these tips, but be careful not to be too obvious, because banks are not fools.