You can get the expected annualized expected income with Yu 'ebao, and you can spend it in advance with a credit card. So is there a handling fee for using Yu 'ebao to return the credit card? The answer is: free. Paying back the credit card with Alipay is free. But what I want to emphasize here is that it is free to return your credit card, and it depends on the situation.

Whether Yu 'ebao pays the credit card handling fee is divided into specific situations:

1. If you use the balance treasure on the computer to return the credit card, there is no handling fee for returning the credit card; Credit cards charge a handling fee for repayment to others, and the handling fee rate is 0.2%. The lowest handling fee is 2 yuan/pen and the highest is 25 yuan/pen;

2. If the balance treasure on the mobile phone returns the credit card, no matter whether it is your own credit card or someone else's, there is no handling fee.